Equal housing opportunity for down payment assistance visitors.

Last updated: June 20, 2026

Ruiz & Associates supports Equal Housing Opportunity. We are committed to providing real estate-related services in a professional and non-discriminatory manner.

Our Commitment

We do not intend to discriminate against any person because of race, color, religion, sex, national origin, familial status, disability, or any other class protected by applicable federal, state, or local law.

What This Means

• We provide real estate guidance without steering clients toward or away from neighborhoods based on protected characteristics.
• We do not make housing recommendations based on race, religion, national origin, sex, disability, familial status, or other protected traits.
• We aim to present information in a way that helps clients evaluate budget, property fit, timing, commute, documents, and availability.
• We support reasonable accommodation requests where applicable and encourage clients to share accessibility needs so the proper party can review them.

Rental, Buyer, and Assistance Information

Landlords, property managers, lenders, associations, program administrators, and other third parties may have their own lawful requirements, timelines, availability, and review processes. Ruiz & Associates does not guarantee approval, program eligibility, property availability, or third-party decisions.

Reporting a Concern

If you believe a fair housing issue occurred during your interaction with Ruiz & Associates, contact us at (305) 267-4848 so we can review the concern.

You may also learn more about fair housing rights and complaint options through the U.S. Department of Housing and Urban Development at HUD Fair Housing and Equal Opportunity.