:root{
  --red:#d7192b;
  --red-dark:#a90e1e;
  --black:#050505;
  --ink:#111319;
  --muted:#666b78;
  --line:#e7e7ec;
  --soft:#f7f7f9;
  --cream:#fff8f2;
  --white:#fff;
  --shadow:0 18px 50px rgba(0,0,0,.14);
  --radius:18px;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Montserrat,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.55}.serif{font-family:Georgia,'Times New Roman',serif}.script{font-family:'Segoe Script','Brush Script MT',cursive}.container{width:min(1480px,94vw);margin:auto}.topbar{background:#000;color:#fff;position:sticky;top:0;z-index:10;border-bottom:1px solid rgba(255,255,255,.08)}.nav{height:86px;display:flex;align-items:center;justify-content:space-between;gap:28px}.brand{display:flex;align-items:center;text-decoration:none;color:#fff;min-width:150px}.brand img{width:116px;height:70px;object-fit:contain;display:block}.links{display:flex;align-items:center;gap:26px}.links a{color:#fff;text-decoration:none;font-weight:700;font-size:13px;letter-spacing:.2px;opacity:.94;padding:12px 4px;border-bottom:3px solid transparent}.links a.active{color:#fff;background:var(--red);border-radius:6px;padding:12px 18px;border-bottom-color:transparent}.links a.underline.active{background:transparent;border-bottom-color:var(--red);border-radius:0;color:#fff}.cta-mini{background:var(--red);padding:12px 18px;border-radius:7px;color:#fff;text-decoration:none;font-weight:800;font-size:13px}.mobile-toggle{display:none;color:#fff;background:transparent;border:1px solid rgba(255,255,255,.25);border-radius:8px;padding:10px 12px}.hero{position:relative;overflow:hidden}.hero.dark{background:#000;color:#fff}.hero .grid{display:grid;grid-template-columns:1.08fr .92fr;gap:46px;align-items:center;padding:70px 0}.hero h1{font-size:clamp(45px,6vw,82px);line-height:.96;margin:12px 0 18px;font-weight:900;letter-spacing:-2px}.hero h1 .red{color:var(--red)}.eyebrow{letter-spacing:2px;text-transform:uppercase;font-size:13px;font-weight:900;color:var(--red);margin-bottom:12px}.lead{font-size:19px;max-width:620px;color:inherit;opacity:.92}.hero-img{min-height:520px;border-radius:0;background-size:cover;background-position:center;box-shadow:var(--shadow);position:relative}.hero-img.rounded{border-radius:24px}.hero-img:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(0,0,0,.34),rgba(0,0,0,.01));border-radius:inherit}.hero .badges{display:flex;gap:26px;flex-wrap:wrap;margin:32px 0}.badge{display:flex;align-items:flex-start;gap:11px;font-weight:800}.badge .ico,.icon{width:48px;height:48px;border-radius:50%;display:grid;place-items:center;border:2px solid currentColor;font-size:22px}.badge small{display:block;font-weight:600;opacity:.82;max-width:140px}.buttons{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:15px 24px;border-radius:6px;border:2px solid var(--red);background:var(--red);color:#fff;text-decoration:none;font-weight:900;letter-spacing:.2px;cursor:pointer}.btn.black{background:#000;border-color:#000}.btn.ghost{background:transparent;color:inherit;border-color:currentColor}.btn.light{background:#fff;color:#111;border-color:#fff}.form-card{background:#fff;color:#111;border-radius:16px;padding:30px;box-shadow:0 20px 60px rgba(0,0,0,.24);border:1px solid rgba(0,0,0,.08)}.form-card h2{margin:0 0 5px;font-size:28px}.form-card p{margin:0 0 20px;color:#555}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.field{width:100%;border:1px solid #dcdde3;background:#fff;border-radius:6px;padding:14px 14px;color:#111;font:inherit}.field.full{grid-column:1/-1}.secure{font-size:12px;color:#6c727d;text-align:center;margin-top:12px}.section{padding:72px 0}.section.soft{background:var(--soft)}.section.black{background:#050505;color:#fff}.section.red{background:linear-gradient(90deg,var(--red),#be1120);color:#fff}.center{text-align:center}.section-title{font-size:clamp(32px,4vw,48px);line-height:1.08;margin:0 0 10px;letter-spacing:-1px}.section-title .red{color:var(--red)}.sub{color:var(--muted);max-width:760px;margin:0 auto 34px}.black .sub,.red .sub{color:rgba(255,255,255,.82)}.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.card-grid.four{grid-template-columns:repeat(4,1fr)}.card-grid.five{grid-template-columns:repeat(5,1fr)}.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:28px;box-shadow:0 10px 30px rgba(0,0,0,.05)}.black .card{background:#101010;border-color:#262626;color:#fff}.card h3{margin:12px 0 8px;font-size:20px}.card p{color:var(--muted);margin:0}.black .card p{color:#c8c8c8}.card .icon{color:var(--red);background:#fff;border-color:#ffd7db}.program-card{padding:0;overflow:hidden}.program-card img{width:100%;height:158px;object-fit:cover;display:block}.program-card .inside{padding:24px}.steps{display:grid;grid-template-columns:repeat(5,1fr);gap:20px;position:relative}.step{text-align:center;position:relative}.step .num{width:34px;height:34px;background:var(--red);color:#fff;border-radius:50%;display:grid;place-items:center;font-weight:900;margin:0 auto 12px}.step .bubble{width:90px;height:90px;border-radius:50%;border:1px solid var(--line);display:grid;place-items:center;margin:0 auto 14px;font-size:38px;background:#fff}.step h3{font-size:16px;margin:0 0 8px}.step p{font-size:13px;color:var(--muted);margin:0}.split{display:grid;grid-template-columns:1fr 1fr;gap:42px;align-items:center}.image-panel{border-radius:20px;overflow:hidden;box-shadow:var(--shadow);min-height:340px;background-size:cover;background-position:center}.list{display:grid;gap:12px}.list li{list-style:none;display:flex;gap:12px;align-items:flex-start}.check{color:#fff;background:var(--red);border-radius:50%;width:22px;height:22px;display:inline-grid;place-items:center;font-size:13px;flex:0 0 22px}.wide-strip{border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:24px 0}.strip-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.strip-item{display:flex;gap:13px;align-items:flex-start}.strip-item strong{display:block}.strip-item span{font-size:13px;color:var(--muted)}.dark-strip{background:#050505;color:#fff}.dark-strip span{color:#c9c9c9}.faq-list{display:grid;gap:12px}.faq-item{border:1px solid var(--line);border-radius:10px;background:#fff;overflow:hidden}.faq-q{width:100%;text-align:left;background:#fff;border:0;padding:18px 20px;font-weight:900;display:flex;justify-content:space-between;cursor:pointer}.faq-a{padding:0 20px 18px;color:#666;display:none}.faq-item.open .faq-a{display:block}.testimonial-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.quote{background:#fff;border:1px solid var(--line);border-radius:14px;padding:26px;box-shadow:0 10px 25px rgba(0,0,0,.04)}.quote:before{content:'“';font-size:60px;color:var(--red);line-height:.5}.quote p{margin:0 0 16px}.cta-band{display:grid;grid-template-columns:auto 1fr auto;gap:24px;align-items:center;padding:30px 0}.cta-band .big-ico{width:78px;height:78px;border-radius:50%;border:2px solid #fff;display:grid;place-items:center;font-size:38px}.footer{background:#000;color:#fff;padding:46px 0 22px}.footer-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr 1fr;gap:36px}.footer img{width:165px;height:auto}.footer a{color:#fff;text-decoration:none;display:block;margin:7px 0;color:#d9d9d9}.footer p{color:#d0d0d0}.smallprint{border-top:1px solid #262626;margin-top:30px;padding-top:18px;color:#999;font-size:13px;display:flex;justify-content:space-between}.mini-hero{background:#050505;color:#fff;padding:70px 0}.mini-hero h1{font-size:clamp(38px,5vw,64px);line-height:1;margin:0 0 16px}.content-grid{display:grid;grid-template-columns:2fr 1fr;gap:36px}.side-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:26px;position:sticky;top:110px}.table{width:100%;border-collapse:collapse;background:#fff;border-radius:14px;overflow:hidden}.table th,.table td{padding:15px;border-bottom:1px solid var(--line);text-align:left}.table th{background:#111;color:#fff}.notice{border-left:5px solid var(--red);background:#fff4f5;padding:18px 20px;border-radius:10px}.kicker{color:var(--red);font-weight:900;text-transform:uppercase;letter-spacing:1.5px;font-size:12px}.two-col-list{columns:2;column-gap:36px}.two-col-list li{break-inside:avoid;margin-bottom:12px}.mockup-reference{font-size:13px;color:#777;margin-top:18px}.pill-list{display:flex;flex-wrap:wrap;gap:10px}.pill{background:#fff;border:1px solid var(--line);padding:10px 14px;border-radius:999px;font-weight:700}.rental .topbar.alt{background:#fff;color:#000}.rental .topbar.alt .links a{color:#000}.rental .topbar.alt .brand{background:#000;padding:8px 28px;margin-left:-28px;clip-path:polygon(0 0,100% 0,78% 100%,0 100%)}.rental .hero:not(.dark){background:linear-gradient(90deg,#fff 0%,#fff 45%,#f7f3ef 45%,#f7f3ef 100%)}.rental .hero .grid{padding:68px 0 0}.rental .hero-img{box-shadow:none;border-radius:0;min-height:500px;background-position:center}.rental .hero-img:after{background:linear-gradient(90deg,rgba(255,255,255,.50),rgba(255,255,255,.03))}.rental .form-card{border-top:5px solid var(--red)}.buyer .hero h1,.dpa .hero h1{font-family:Georgia,'Times New Roman',serif;font-weight:800}.buyer .program-card h3,.dpa .program-card h3{font-family:Georgia,'Times New Roman',serif;font-size:24px}.dpa .hero{background:#050505}.dpa .hero:before,.buyer .hero:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(0,0,0,.74),rgba(0,0,0,.16),rgba(0,0,0,.32));z-index:0}.dpa .hero .container,.buyer .hero .container{position:relative;z-index:1}.dpa .hero-img,.buyer .hero-img{border-radius:0;box-shadow:none}.metric{font-size:36px;font-weight:900;color:var(--red);line-height:1}.breadcrumb{font-size:13px;color:#888;margin-bottom:12px}.leadbox{background:#0b0b0b;color:#fff;border-radius:16px;padding:30px;border:1px solid #222}.page-form{display:grid;gap:12px}.page-form .field{background:#fbfbfc}.tabs-note{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px;margin-top:22px}
@media (max-width: 980px){.links{display:none;position:absolute;top:86px;left:0;right:0;background:#000;flex-direction:column;align-items:flex-start;padding:20px 6vw}.links.open{display:flex}.mobile-toggle{display:block}.nav{height:84px}.hero .grid,.split,.content-grid{grid-template-columns:1fr}.hero-img{min-height:360px}.card-grid,.card-grid.four,.card-grid.five,.steps,.testimonial-grid,.strip-grid,.footer-grid{grid-template-columns:1fr 1fr}.form-grid{grid-template-columns:1fr}.rental .topbar.alt .brand{clip-path:none;margin-left:0}.cta-band{grid-template-columns:1fr;text-align:center}.cta-band .big-ico{margin:auto}.two-col-list{columns:1}}
@media (max-width:640px){.hero h1{font-size:42px}.footer-grid,.card-grid,.card-grid.four,.card-grid.five,.steps,.testimonial-grid,.strip-grid{grid-template-columns:1fr}.section{padding:50px 0}.nav{gap:10px}.brand img{width:100px}.form-card{padding:22px}.hero .grid{padding:50px 0}.smallprint{display:block}.links a.active{width:100%;}.cta-mini{display:none}}

/* === High-quality 1920px hero integration - added 2026-06-16 === */
.hero{
  background-repeat:no-repeat;
  background-size:cover;
  background-position:center center;
  min-height:560px;
}
.hero .grid{
  min-height:560px;
  position:relative;
  z-index:1;
}
.hero .container{
  position:relative;
  z-index:1;
}
/* Rental mockup: bright left content area, family image to the right, form over image. */
.rental .hero:not(.dark){
  background-image:url('../images/hero.webp');
  background-color:#fff;
  background-position:center center;
  background-size:cover;
  background-repeat:no-repeat;
}
.rental .hero:not(.dark)::before{
  content:"";
  position:absolute;
  inset:0;
  background:linear-gradient(90deg,
    rgba(255,255,255,.90) 0%,
    rgba(255,255,255,.82) 28%,
    rgba(255,255,255,.48) 47%,
    rgba(255,255,255,.10) 64%,
    rgba(255,255,255,.00) 100%);
  pointer-events:none;
  z-index:0;
}
.rental .hero .grid{
  grid-template-columns:1.02fr .76fr;
  gap:78px;
  padding:70px 0 74px;
}
.rental .hero .form-card{
  max-width:440px;
  margin-left:auto;
  border-top:0;
  border-left:5px solid var(--red);
}
.rental .hero .lead{
  color:#20222a;
}
.rental .hero .badge{
  color:#111319;
}

/* First-time buyer mockup: dark hero, couple/key image on right, clear empty area for copy on left. */
.buyer .hero.dark{
  background-image:url('../images/hero.webp');
  background-color:#050505;
  background-position:center center;
  background-size:cover;
  background-repeat:no-repeat;
}
.buyer .hero.dark::before{
  content:"";
  position:absolute;
  inset:0;
  background:linear-gradient(90deg,
    rgba(0,0,0,.93) 0%,
    rgba(0,0,0,.84) 32%,
    rgba(0,0,0,.40) 54%,
    rgba(0,0,0,.34) 72%,
    rgba(0,0,0,.52) 100%);
  z-index:0;
  pointer-events:none;
}
.buyer .hero .grid{
  grid-template-columns:1.08fr .78fr;
  gap:72px;
  padding:74px 0 74px;
}
.buyer .hero .form-card{
  max-width:420px;
  margin-left:auto;
}

/* Down payment assistance mockup: sunset neighborhood hero with couple centered-right, form on the far right. */
.dpa .hero.dark{
  background-image:url('../images/hero.webp');
  background-color:#050505;
  background-position:center center;
  background-size:cover;
  background-repeat:no-repeat;
}
.dpa .hero.dark::before{
  content:"";
  position:absolute;
  inset:0;
  background:linear-gradient(90deg,
    rgba(0,0,0,.92) 0%,
    rgba(0,0,0,.78) 29%,
    rgba(0,0,0,.42) 52%,
    rgba(0,0,0,.30) 72%,
    rgba(0,0,0,.45) 100%);
  z-index:0;
  pointer-events:none;
}
.dpa .hero .grid{
  grid-template-columns:1fr .82fr;
  gap:70px;
  padding:72px 0 72px;
}
.dpa .hero .form-card{
  max-width:430px;
  margin-left:auto;
}

@media (max-width:980px){
  .hero,
  .hero .grid{min-height:auto;}
  .rental .hero .grid,
  .buyer .hero .grid,
  .dpa .hero .grid{grid-template-columns:1fr;gap:28px;padding:54px 0;}
  .rental .hero .form-card,
  .buyer .hero .form-card,
  .dpa .hero .form-card{max-width:none;margin-left:0;}
  .rental .hero:not(.dark)::before{background:rgba(255,255,255,.84);}
  .buyer .hero.dark::before,
  .dpa .hero.dark::before{background:rgba(0,0,0,.68);}
}

/* --- Hero layout refinement: wider desktop canvas + protected subject area --- */
@media (min-width: 981px){
  .hero .container{width:min(1640px,96vw);}
  .rental .hero .grid{
    grid-template-columns:minmax(520px,.92fr) minmax(420px,.58fr);
    gap:clamp(110px,13vw,260px);
    padding:74px 0 78px;
  }
  .rental .hero .form-card{
    max-width:430px;
    margin-left:auto;
    margin-right:0;
  }
  .rental .hero:not(.dark){
    background-position:center center;
  }

  .buyer .hero .grid,
  .dpa .hero .grid{
    grid-template-columns:minmax(520px,.9fr) minmax(400px,.55fr);
    gap:clamp(110px,12vw,250px);
    padding:78px 0 78px;
  }
  .buyer .hero .form-card,
  .dpa .hero .form-card{
    max-width:420px;
    margin-left:auto;
    margin-right:0;
  }
  .buyer .hero.dark,
  .dpa .hero.dark{
    background-position:center center;
  }
}

/* Keep forms from covering the key people in the background images on laptop widths. */
@media (min-width: 981px) and (max-width: 1350px){
  .hero .container{width:min(1280px,96vw);}
  .rental .hero .grid,
  .buyer .hero .grid,
  .dpa .hero .grid{
    gap:70px;
  }
  .rental .hero .form-card,
  .buyer .hero .form-card,
  .dpa .hero .form-card{
    max-width:390px;
  }
  .hero h1{font-size:clamp(42px,5vw,68px);}
}

/* On tablet/mobile the background is dimmed and content stacks, so no person is hidden behind the form. */
@media (max-width: 980px){
  .hero .container{width:min(94vw,760px);}
  .rental .hero:not(.dark),
  .buyer .hero.dark,
  .dpa .hero.dark{
    background-position:center center;
  }
}


/* Program image polish */
.buyer .program-card img{
  height:170px;
  object-fit:cover;
  object-position:center;
  background:#f4f4f6;
}

/* Tab page hero image banners */
.mini-hero.tab-hero{
  position:relative;
  overflow:hidden;
  min-height:340px;
  display:flex;
  align-items:center;
  color:#fff;
  padding:92px 0;
}
.mini-hero.tab-hero .container{
  position:relative;
  z-index:2;
}
.mini-hero.tab-hero .eyebrow{
  color:#ff3045;
  text-shadow:0 2px 18px rgba(0,0,0,.55);
}
.mini-hero.tab-hero h1{
  max-width:900px;
  text-shadow:0 4px 28px rgba(0,0,0,.62);
}
.mini-hero.tab-hero .lead{
  max-width:720px;
  color:rgba(255,255,255,.88);
  text-shadow:0 3px 20px rgba(0,0,0,.55);
}
.dpa .mini-hero.tab-hero{
  background-color:#f8f0e4;
  color:#111319;
  isolation:isolate;
}
.dpa .mini-hero.tab-hero::before{
  content:"";
  position:absolute;
  inset:0;
  z-index:1;
  background:
    radial-gradient(circle at 22% 24%,rgba(220,28,44,.13),transparent 30%),
    linear-gradient(90deg,
      rgba(248,240,228,.96) 0%,
      rgba(248,240,228,.91) 36%,
      rgba(248,240,228,.68) 58%,
      rgba(248,240,228,.34) 100%);
  pointer-events:none;
}
.dpa .mini-hero.tab-hero .eyebrow{
  color:var(--red);
  text-shadow:none;
}
.dpa .mini-hero.tab-hero h1{
  color:#101010;
  max-width:840px;
  text-shadow:none;
}
.dpa .mini-hero.tab-hero .client{
  color:#302821;
  max-width:720px;
  opacity:.9;
  text-shadow:none;
}
@media (min-width:1200px){
  .mini-hero.tab-hero{
    min-height:380px;
    padding:108px 0;
  }
}
@media (max-width:760px){
  .mini-hero.tab-hero{
    min-height:320px;
    padding:78px 0;
  }
}



/* === Significant content expansion sections === */
.expanded-section{position:relative}
.expanded-section .section-title{max-width:980px}
.expansion-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:42px;align-items:center}
.expansion-grid.reverse{grid-template-columns:.95fr 1.05fr}
.expansion-stack{display:grid;gap:18px}
.expansion-card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:28px}
.expansion-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:26px;box-shadow:0 12px 30px rgba(0,0,0,.045)}
.expansion-card h3{margin:10px 0 8px;font-size:21px}
.expansion-card p{margin:0;color:var(--muted)}
.expansion-card .kicker{display:block;margin-bottom:8px}
.expansion-icon{width:50px;height:50px;border-radius:50%;display:grid;place-items:center;background:#fff4f5;border:1px solid #ffd7db;color:var(--red);font-size:24px;font-weight:900}
.placeholder-figure{margin:0}
.placeholder-figure img{width:100%;height:auto;display:block;border-radius:22px;border:1px solid var(--line);box-shadow:0 20px 52px rgba(0,0,0,.08);background:#fff}
.placeholder-figure figcaption{font-size:12px;color:#7b818c;margin-top:10px;text-align:center}
.process-deep{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:28px}
.process-deep .process-item{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px;box-shadow:0 8px 24px rgba(0,0,0,.04)}
.process-deep .process-item strong{display:block;font-size:18px;margin-bottom:6px}
.process-deep .process-item span{display:inline-grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--red);color:#fff;font-weight:900;margin-bottom:14px}
.check-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-top:18px}
.check-grid div{background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px 16px;display:flex;gap:10px;align-items:flex-start}
.check-grid div:before{content:"✓";display:inline-grid;place-items:center;width:22px;height:22px;border-radius:50%;background:var(--red);color:#fff;font-size:13px;font-weight:900;flex:0 0 22px}
.comparison-table{width:100%;border-collapse:separate;border-spacing:0;background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden;box-shadow:0 10px 25px rgba(0,0,0,.04);margin-top:24px}
.comparison-table th,.comparison-table td{padding:16px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
.comparison-table th{background:#090909;color:#fff}
.comparison-table tr:last-child td{border-bottom:0}
.expanded-cta{background:#050505;color:#fff;border-radius:22px;padding:34px;display:grid;grid-template-columns:1fr auto;gap:22px;align-items:center;margin-top:34px;overflow:hidden;position:relative}
.expanded-cta:before{content:"";position:absolute;inset:auto -40px -80px auto;width:240px;height:240px;border:32px solid rgba(215,25,43,.16);border-radius:50%}
.expanded-cta h2{margin:0 0 6px}
.expanded-cta p{margin:0;color:rgba(255,255,255,.78)}
.expanded-cta .btn{position:relative;z-index:1}
.callout-row{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin-top:28px}
.callout{background:#fff;border-left:5px solid var(--red);border-radius:16px;padding:22px;box-shadow:0 10px 28px rgba(0,0,0,.045)}
.callout h3{margin:0 0 8px}
.callout p{margin:0;color:var(--muted)}
.image-placeholder-row{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin-top:26px}
.image-placeholder-row .placeholder-figure img{border-radius:18px}
.mini-resource-list{display:grid;gap:10px;margin-top:18px}
.mini-resource-list a,.mini-resource-list div{background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px;text-decoration:none;color:inherit}
.black .expansion-card,.black .process-deep .process-item,.black .callout,.black .mini-resource-list div{background:#101010;border-color:#252525}
.black .expansion-card p,.black .callout p{color:#c8c8c8}
@media (max-width:980px){
  .expansion-grid,.expansion-grid.reverse{grid-template-columns:1fr}
  .expansion-card-grid,.process-deep{grid-template-columns:1fr 1fr}
  .expanded-cta{grid-template-columns:1fr}
}
@media (max-width:640px){
  .expansion-card-grid,.process-deep,.check-grid,.callout-row,.image-placeholder-row{grid-template-columns:1fr}
  .expanded-cta{padding:24px}
}



/* === Cleanup pass: centering, spacing, and non-repetitive expansion layout === */
.block-heading{
  max-width:900px;
  margin-left:auto;
  margin-right:auto;
  text-align:center;
}
.expanded-section .sub{
  margin-left:auto;
  margin-right:auto;
}
.expanded-section .comparison-table{
  margin-left:auto;
  margin-right:auto;
}
.expanded-section .placeholder-figure{
  align-self:center;
}
.expanded-section .placeholder-figure img{
  max-height:420px;
  object-fit:contain;
}
.expanded-section .callout-row{
  align-items:stretch;
}
.expanded-section .callout{
  text-align:left;
}
.expanded-section .process-deep{
  align-items:stretch;
}
.expanded-section .process-item{
  text-align:left;
}
.expanded-section .process-item p{
  color:var(--muted);
  margin:0;
}
.expanded-section + .section.red{
  margin-top:0;
}
@media (min-width:981px){
  .expanded-section .expansion-grid{
    gap:56px;
  }
  .expanded-section .expansion-grid > div:first-child:not(.center){
    max-width:760px;
  }
}
@media (max-width:980px){
  .expanded-section .placeholder-figure img{
    max-height:none;
  }
  .expanded-section .process-deep{
    grid-template-columns:repeat(2,1fr);
  }
}
@media (max-width:640px){
  .expanded-section .process-deep{
    grid-template-columns:1fr;
  }
}







/* Icon-only footer social links */
.social-links{display:flex;align-items:center;gap:24px;flex-wrap:wrap;margin-top:18px;}
.social-link{display:inline-flex;align-items:center;justify-content:center;width:auto;height:auto;padding:0;margin:0;background:transparent;border:none;border-radius:0;color:#fff;text-decoration:none;transition:color .2s ease,transform .2s ease;box-shadow:none;}
.social-link svg{width:22px;height:22px;fill:currentColor;display:block;}
.social-link:hover{color:var(--red);background:transparent;border:none;transform:translateY(-1px);box-shadow:none;}
.social-link span{display:none !important;}


/* === Visitor-journey optimization pass - 2026-06-20 === */
:root{
  --journey-bg:#fbfbfd;
  --journey-card:#ffffff;
  --focus-ring:0 0 0 4px rgba(215,25,43,.14);
}
body{font-size:16px;text-rendering:optimizeLegibility;}
a,button,.btn,.field{transition:background-color .18s ease,color .18s ease,border-color .18s ease,box-shadow .18s ease,transform .18s ease;}
a:focus-visible,button:focus-visible,.field:focus-visible{outline:none;box-shadow:var(--focus-ring);}
.topbar{box-shadow:0 8px 26px rgba(0,0,0,.08);}
.nav{gap:18px;}
.links{gap:12px;}
.links a{border-radius:999px;padding:10px 14px;border-bottom:0;font-size:13px;white-space:nowrap;}
.links a.active{padding:10px 17px;border-radius:999px;}
.links a:not(.active):hover{background:rgba(255,255,255,.10);opacity:1;}
.rental .topbar.alt .links a:not(.active):hover{background:#f3f4f7;}
.rental .topbar.alt .links a.active.underline{background:#111;color:#fff;border-bottom:0;border-radius:999px;padding:10px 17px;}
.hero .client,.mini-hero .client{font-size:clamp(17px,1.55vw,21px);max-width:690px;line-height:1.62;}
.hero h1,.mini-hero h1{text-wrap:balance;}
.section-title{text-wrap:balance;}
.sub{line-height:1.7;}
.form-card{border-radius:24px;border:1px solid rgba(255,255,255,.28);box-shadow:0 24px 70px rgba(0,0,0,.22);}
.field{border-radius:12px;min-height:48px;}
.btn:hover{transform:translateY(-1px);box-shadow:0 12px 24px rgba(215,25,43,.18);}
.card,.quote,.leadbox,.side-card,.callout,.faq-item{border-radius:18px;}
.card:hover,.program-card:hover,.journey-card:hover{transform:translateY(-3px);box-shadow:0 18px 38px rgba(15,23,42,.08);}
.journey-section{background:linear-gradient(180deg,#fff 0%,var(--journey-bg) 100%);padding-top:58px;padding-bottom:54px;border-bottom:1px solid var(--line);}
.journey-head{max-width:980px;margin:0 auto 30px;text-align:center;}
.journey-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;}
.journey-card{display:block;text-decoration:none;color:inherit;background:var(--journey-card);border:1px solid #e8e9ef;border-radius:24px;padding:28px 26px;box-shadow:0 12px 28px rgba(15,23,42,.045);min-height:238px;position:relative;overflow:hidden;}
.journey-card:before{content:"";position:absolute;left:0;top:0;bottom:0;width:5px;background:var(--red);opacity:.9;}
.journey-num{display:inline-flex;align-items:center;justify-content:center;width:44px;height:44px;border-radius:50%;background:#fff4f5;color:var(--red);font-weight:900;margin-bottom:18px;border:1px solid #ffd9de;}
.journey-card h3{font-size:22px;line-height:1.2;margin:0 0 10px;letter-spacing:-.2px;}
.journey-card p{margin:0;color:var(--muted);line-height:1.6;}
.service-clarity-block{padding-top:42px;margin-top:24px;border-top:1px solid var(--line);}
.client-ready-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:30px;box-shadow:0 10px 30px rgba(0,0,0,.05);}
.client-ready-card h2{margin-top:0;}
.footer{margin-top:0;}
.footer-grid h3{color:#fff;margin-top:0;}
.footer .footer-address{margin:4px 0 8px;max-width:240px;color:#d0d0d0;font-size:14px;line-height:1.45;}
.footer .footer-license{margin:10px 0 0;color:#f3f3f3;font-size:13px;font-weight:800;letter-spacing:.2px;}
.smallprint{gap:16px;}
@media (min-width:981px){
  .section{padding:68px 0;}
  .hero .grid{align-items:center;}
}
@media (max-width:980px){
  .links{gap:8px;padding:18px 6vw;}
  .links a,.links a.active,.rental .topbar.alt .links a.active.underline{width:100%;border-radius:12px;padding:12px 14px;}
  .journey-grid{grid-template-columns:1fr;}
  .journey-card{min-height:auto;}
}
@media (max-width:640px){
  .container{width:min(92vw,640px);}
  .journey-section{padding-top:42px;padding-bottom:42px;}
}


/* === Integration polish pass v3 - 2026-06-20 === */
.expansion-grid > .placeholder-figure{margin:0;border-radius:24px;overflow:hidden}
.expansion-grid > .placeholder-figure img{display:block;width:100%;height:100%;aspect-ratio:4/3;object-fit:cover;border-radius:24px;border:0;box-shadow:0 14px 34px rgba(0,0,0,.05);background:transparent}


/* === Legal pages, AI-consent disclosure, and footer polish === */
.form-consent{
  grid-column:1/-1;
  display:flex;
  gap:10px;
  align-items:flex-start;
  font-size:12px;
  line-height:1.45;
  color:#5f6673;
  background:#fbfbfd;
  border:1px solid #e8eaf0;
  border-radius:12px;
  padding:12px 14px;
  margin:2px 0;
}
.form-consent input{
  width:16px;
  height:16px;
  margin:2px 0 0;
  accent-color:var(--red);
  flex:0 0 16px;
}
.form-consent a{color:var(--red);font-weight:800;text-decoration:underline;}
.footer .smallprint a,
.smallprint a{color:#d9d9d9;text-decoration:none;display:inline;margin:0;}
.footer .smallprint a:hover,
.smallprint a:hover{color:#fff;text-decoration:underline;}
.legal-page{background:#fff;}
.legal-container{max-width:1040px;}
.legal-card{
  background:#fff;
  border:1px solid var(--line);
  border-radius:24px;
  padding:clamp(26px,4vw,52px);
  box-shadow:0 18px 55px rgba(15,23,42,.06);
}
.legal-card h2{
  font-size:clamp(24px,2.4vw,34px);
  margin:32px 0 10px;
  line-height:1.15;
  letter-spacing:-.4px;
}
.legal-card p{
  color:#4b5565;
  font-size:17px;
  line-height:1.75;
  margin:0 0 16px;
}
.legal-card a{color:var(--red);font-weight:800;}
.legal-updated{
  color:#6b7280!important;
  border-bottom:1px solid var(--line);
  padding-bottom:18px;
  margin-bottom:24px!important;
}
.legal-list{
  display:grid;
  gap:10px;
  padding-left:0;
  margin:14px 0 22px;
}
.legal-list li{
  list-style:none;
  display:flex;
  gap:12px;
  align-items:flex-start;
  color:#4b5565;
  line-height:1.65;
}
.legal-list li:before{
  content:"✓";
  width:24px;
  height:24px;
  border-radius:50%;
  display:inline-grid;
  place-items:center;
  background:var(--red);
  color:#fff;
  font-size:13px;
  font-weight:900;
  flex:0 0 24px;
  margin-top:2px;
}
.legal-notice{
  margin:26px 0;
  background:#fff7f8;
  border-left:5px solid var(--red);
}
.equal-housing-emblem{
  width:92px;
  height:92px;
  border-radius:50%;
  display:grid;
  place-items:center;
  background:#fff4f5;
  border:1px solid #ffd5dc;
  color:var(--red);
  font-size:46px;
  margin:18px 0 6px;
}
.equal-housing-emblem svg{
  width:46px;
  height:46px;
  display:block;
}

@media(max-width:680px){
  .form-consent{font-size:12px;}
  .legal-card{border-radius:18px;}
}

/* Keep hero images visible while preserving text readability */
.buyer .hero.dark::before{
  background:linear-gradient(90deg,
    rgba(0,0,0,.74) 0%,
    rgba(0,0,0,.56) 32%,
    rgba(0,0,0,.22) 54%,
    rgba(0,0,0,.20) 72%,
    rgba(0,0,0,.32) 100%) !important;
}
.dpa .hero.dark{
  background-image:url('../images/dpa-assistance-review-hero.webp');
  background-color:#f8f0e4;
  background-position:center right;
  color:#111;
  isolation:isolate;
}
.dpa .hero.dark::before{
  background:
    radial-gradient(circle at 21% 25%,rgba(220,28,44,.14),transparent 30%),
    linear-gradient(90deg,
      rgba(248,240,228,.98) 0%,
      rgba(248,240,228,.94) 34%,
      rgba(248,240,228,.72) 48%,
      rgba(34,22,16,.16) 70%,
      rgba(12,9,7,.20) 100%) !important;
}
.dpa .hero.dark::after{
  content:"Assistance review";
  position:absolute;
  left:50%;
  bottom:34px;
  z-index:1;
  transform:translateX(-50%);
  padding:10px 18px;
  border:1px solid rgba(255,255,255,.42);
  border-radius:999px;
  background:rgba(15,15,15,.54);
  color:#fff;
  font-size:12px;
  font-weight:900;
  letter-spacing:1.7px;
  text-transform:uppercase;
  backdrop-filter:blur(12px);
}
.dpa .hero .grid{
  grid-template-columns:minmax(470px,.76fr) minmax(380px,.5fr);
  gap:54px;
  padding:56px 0 70px;
}
.dpa .hero h1{
  max-width:650px;
  color:#101010;
}
.dpa .hero .client{
  max-width:610px;
  color:#302821;
  opacity:.9;
}
.dpa .hero .badges{
  max-width:660px;
}
.dpa .hero .badge{
  color:#151515;
}
.dpa .hero .badge .ico{
  background:#fff;
  color:var(--red);
  border-color:#f0b6bb;
  box-shadow:0 12px 28px rgba(220,28,44,.12);
}
.dpa .hero .form-card{
  border:1px solid rgba(255,255,255,.62);
  border-top:6px solid var(--red);
  box-shadow:0 28px 70px rgba(56,30,18,.25);
}
.dpa .hero #client-form input[aria-label="Email Address"],
.dpa .hero #client-form input[aria-label="Phone Number"],
.dpa .hero #client-form input[aria-label="ZIP Code"],
.dpa .hero #client-form select.field.full{
  grid-column:auto;
}
@media(max-width:980px){
  .dpa .hero.dark{
    background-position:58% center;
    color:#111;
  }
  .dpa .hero.dark::before{
    background:linear-gradient(180deg,
      rgba(248,240,228,.98) 0%,
      rgba(248,240,228,.92) 48%,
      rgba(248,240,228,.76) 100%) !important;
  }
  .dpa .hero.dark::after{
    display:none;
  }
  .dpa .hero .grid{
    grid-template-columns:1fr;
    gap:28px;
    padding:56px 0;
  }
  .dpa .hero .form-card{
    max-width:none;
    margin-left:0;
  }
  .dpa .hero #client-form input[aria-label="Email Address"],
  .dpa .hero #client-form input[aria-label="Phone Number"],
  .dpa .hero #client-form input[aria-label="ZIP Code"],
  .dpa .hero #client-form select.field.full{
    grid-column:1/-1;
  }
}
.rental .hero:not(.dark)::before{
  background:linear-gradient(90deg,
    rgba(255,255,255,.90) 0%,
    rgba(255,255,255,.78) 28%,
    rgba(255,255,255,.42) 47%,
    rgba(255,255,255,.08) 64%,
    rgba(255,255,255,.00) 100%) !important;
}

/* Scroll reveal: subtle, premium motion without changing layout. */
.hero .eyebrow,
.hero h1,
.hero .client,
.hero .badges,
.hero .form-card,
.mini-hero .eyebrow,
.mini-hero h1,
.mini-hero .client{
  opacity:0;
  transform:translateY(18px);
}
.hero-load .hero .eyebrow,
.hero-load .mini-hero .eyebrow{animation:heroRise .7s cubic-bezier(.2,.72,.18,1) .05s forwards;}
.hero-load .hero h1,
.hero-load .mini-hero h1{animation:heroRise .8s cubic-bezier(.2,.72,.18,1) .16s forwards;}
.hero-load .hero .client,
.hero-load .mini-hero .client{animation:heroRise .8s cubic-bezier(.2,.72,.18,1) .28s forwards;}
.hero-load .hero .badges{animation:heroRise .8s cubic-bezier(.2,.72,.18,1) .38s forwards;}
.hero-load .hero .form-card{animation:heroCardIn .9s cubic-bezier(.2,.72,.18,1) .22s forwards;}
.reveal-ready{
  opacity:0;
  transform:translateY(26px);
  transition:opacity .72s ease, transform .72s cubic-bezier(.2,.72,.18,1);
  transition-delay:var(--reveal-delay,0ms);
  will-change:opacity,transform;
}
.reveal-ready.is-visible,
.reveal-no-observer .reveal-ready{
  opacity:1;
  transform:none;
}
@keyframes heroRise{to{opacity:1;transform:none;}}
@keyframes heroCardIn{from{opacity:0;transform:translateY(22px) scale(.985);}to{opacity:1;transform:none;}}
@media(prefers-reduced-motion:reduce){
  .hero .eyebrow,
  .hero h1,
  .hero .client,
  .hero .badges,
  .hero .form-card,
  .mini-hero .eyebrow,
  .mini-hero h1,
  .mini-hero .client,
  .reveal-ready{
    opacity:1!important;
    transform:none!important;
    animation:none!important;
    transition:none!important;
  }
}

input:not([type="checkbox"]):not([type="radio"]):not([type="range"]):not([type="submit"]):not([type="button"]):not([type="reset"]),
textarea{
  color:#111!important;
  -webkit-text-fill-color:#111;
  caret-color:#111!important;
  cursor:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='20' viewBox='0 0 12 20'%3E%3Cpath d='M6 2v16M3 2h6M3 18h6' stroke='%23fff' stroke-width='3' stroke-linecap='round'/%3E%3Cpath d='M6 2v16M3 2h6M3 18h6' stroke='%23000' stroke-width='1.6' stroke-linecap='round'/%3E%3C/svg%3E") 6 10, text!important;
}

/* Down payment homepage: clarity FAQ and assistance review redesign */
.dpa-clarity-section{
  position:relative;
  overflow:hidden;
  padding:58px 0 54px;
  background:
    linear-gradient(90deg,rgba(255,255,255,.48) 0%,rgba(255,255,255,.88) 25%,rgba(255,255,255,.94) 50%,rgba(255,255,255,.88) 75%,rgba(255,255,255,.48) 100%),
    linear-gradient(180deg,#fff 0%,rgba(255,255,255,.92) 66%,#f6f6f8 100%);
  border-bottom:1px solid rgba(17,24,39,.06);
}
.dpa-clarity-section::before{
  content:"";
  position:absolute;
  inset:0;
  background:url('../images/dpa-start-clarity-line-art-strong.webp') center center/100% 100% no-repeat;
  opacity:1;
  z-index:0;
  pointer-events:none;
}
.dpa-clarity-section .container{
  position:relative;
  z-index:1;
  max-width:none;
}
.dpa-clarity-section .eyebrow{
  margin-bottom:10px;
  letter-spacing:2.6px;
}
.dpa-clarity-section .section-title{
  font-size:clamp(42px,5vw,68px);
  line-height:.95;
  margin-bottom:14px;
}
.dpa-clarity-section .section-title .red{
  color:var(--red);
}
.dpa-clarity-sub{
  max-width:590px;
  margin:0 auto 30px;
  color:#4f5664;
  font-size:18px;
  line-height:1.55;
}
.dpa-clarity-faq{
  max-width:1040px;
  margin:0 auto;
  gap:10px;
}
.dpa-clarity-faq .faq-item{
  border:1px solid rgba(17,24,39,.08);
  border-radius:12px;
  background:#fff;
  box-shadow:0 15px 34px rgba(17,24,39,.07);
}
.dpa-clarity-faq .faq-q{
  min-height:66px;
  padding:20px 28px;
  align-items:center;
  color:#080b11;
  font-size:17px;
}
.dpa-clarity-faq .faq-q span{
  color:var(--red);
  font-size:28px;
  line-height:1;
}
.dpa-clarity-faq .faq-a{
  padding:0 28px 22px;
  text-align:left;
  color:#4c5564;
}
.dpa-review-redesign{
  padding:56px 0 44px;
  background:linear-gradient(180deg,#f6f6f8 0%,#fbfbfc 100%);
}
.dpa-review-redesign .container{
  max-width:none;
}
.dpa-review-layout{
  display:grid;
  grid-template-columns:minmax(0,1fr) minmax(560px,1.08fr);
  gap:76px;
  align-items:center;
  position:relative;
}
.dpa-review-layout::before{
  content:"";
  position:absolute;
  left:50%;
  top:0;
  bottom:0;
  border-left:1px dashed rgba(17,24,39,.18);
}
.dpa-review-layout::after{
  content:"";
  position:absolute;
  left:50%;
  top:50%;
  width:8px;
  height:8px;
  transform:translate(-50%,-50%);
  border-radius:50%;
  border:2px solid var(--red);
  background:#fff;
}
.dpa-review-copy{
  padding-right:28px;
}
.dpa-review-copy .eyebrow{
  margin-bottom:12px;
}
.dpa-review-copy .section-title{
  max-width:640px;
  font-size:clamp(36px,4.2vw,52px);
  line-height:1.08;
}
.dpa-review-copy .section-title .red{
  color:var(--red);
}
.dpa-review-rule{
  display:block;
  width:62px;
  height:3px;
  margin:20px 0 28px;
  background:var(--red);
  border-radius:999px;
}
.dpa-review-copy p{
  max-width:640px;
  color:#4d5664;
  font-size:17px;
  line-height:1.7;
}
.dpa-review-cards{
  display:grid;
  gap:14px;
}
.dpa-review-card{
  display:grid;
  grid-template-columns:auto 1fr auto;
  gap:20px;
  align-items:center;
  min-height:118px;
  padding:22px 24px;
  border:1px solid rgba(17,24,39,.08);
  border-radius:14px;
  background:#fff;
  text-decoration:none;
  color:#10141c;
  box-shadow:0 18px 42px rgba(17,24,39,.08);
  transition:transform .18s ease, box-shadow .18s ease, border-color .18s ease;
}
.dpa-review-card:hover{
  transform:translateY(-2px);
  border-color:rgba(215,25,43,.24);
  box-shadow:0 24px 52px rgba(17,24,39,.11);
}
.dpa-review-icon{
  width:70px;
  height:70px;
  display:grid;
  place-items:center;
  border-radius:50%;
  background:#fff0f2;
  color:var(--red);
  border:1px solid rgba(215,25,43,.10);
  box-shadow:inset 0 0 0 8px rgba(255,255,255,.45);
}
.dpa-review-icon svg{
  width:40px;
  height:40px;
  fill:none;
  stroke:currentColor;
  stroke-width:2;
  stroke-linecap:round;
  stroke-linejoin:round;
}
.dpa-icon-dollar{
  fill:currentColor;
  stroke:none;
  font-size:9px;
  font-weight:900;
  font-family:Inter, Montserrat, Arial, sans-serif;
}

/* DPA program guide: assistance type comparison redesign */
.dpa-program-types-section{
  background:#f4f4f6;
}
.dpa-program-types-panel{
  background:linear-gradient(180deg,#fff 0%,#fbfbfc 100%);
  border:1px solid rgba(17,24,39,.10);
  border-radius:28px;
  box-shadow:0 24px 70px rgba(17,24,39,.08);
  padding:50px 56px 34px;
  overflow:hidden;
}
.dpa-program-types-intro{
  display:grid;
  grid-template-columns:minmax(0,1fr) minmax(420px,.86fr);
  gap:48px;
  align-items:center;
}
.dpa-program-types-intro .section-title{
  max-width:700px;
  font-size:clamp(32px,3vw,48px);
  line-height:1.08;
  margin-bottom:20px;
}
.dpa-program-types-intro p{
  max-width:720px;
  color:#242b38;
  font-size:16px;
  line-height:1.65;
  margin:0;
}
.dpa-program-types-intro img{
  width:100%;
  height:auto;
  max-width:650px;
  max-height:360px;
  justify-self:end;
  display:block;
  object-fit:contain;
}
.dpa-program-types-cards{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:24px;
  margin-top:32px;
}
.dpa-program-type-card{
  position:relative;
  display:grid;
  grid-template-columns:auto 1fr;
  gap:20px;
  min-height:210px;
  padding:28px 28px 26px;
  background:#fff;
  border:1px solid rgba(17,24,39,.08);
  border-radius:16px;
  box-shadow:0 18px 48px rgba(17,24,39,.08);
}
.dpa-program-card-icon{
  width:74px;
  height:74px;
  display:grid;
  place-items:center;
  border-radius:50%;
  background:#fff0f2;
  border:1px solid rgba(215,25,43,.13);
  color:var(--red);
}
.dpa-program-card-icon svg{
  width:42px;
  height:42px;
  fill:none;
  stroke:currentColor;
  stroke-width:1.85;
  stroke-linecap:round;
  stroke-linejoin:round;
}
.dpa-program-type-card h3{
  margin:2px 0 14px;
  font-size:22px;
  line-height:1.14;
  letter-spacing:-.4px;
}
.dpa-card-rule{
  display:block;
  width:48px;
  height:3px;
  margin:0 0 22px;
  background:var(--red);
  border-radius:999px;
}
.dpa-program-type-card p{
  margin:0;
  color:#303846;
  font-size:15px;
  line-height:1.56;
}
.dpa-program-card-arrow{
  position:absolute;
  right:-18px;
  top:50%;
  transform:translateY(-50%);
  width:42px;
  height:42px;
  display:grid;
  place-items:center;
  border-radius:50%;
  background:linear-gradient(180deg,#ec1f34 0%,#d7192b 100%);
  border:4px solid #fff;
  color:#fff !important;
  text-decoration:none;
  box-shadow:0 14px 28px rgba(215,25,43,.24), 0 0 0 1px rgba(215,25,43,.08);
  z-index:2;
  transition:transform .18s ease, box-shadow .18s ease;
}
.dpa-program-card-arrow:hover{
  transform:translateY(-50%) scale(1.04);
  box-shadow:0 18px 34px rgba(215,25,43,.30), 0 0 0 1px rgba(215,25,43,.10);
}
.dpa-program-card-arrow svg{
  width:20px;
  height:20px;
  fill:none;
  stroke:currentColor;
  stroke-width:2.5;
  stroke-linecap:round;
  stroke-linejoin:round;
}
.dpa-program-type-card:last-child .dpa-program-card-arrow{
  display:none;
}
.dpa-program-types-cta{
  display:flex;
  align-items:center;
  gap:18px;
  margin:28px 0 0;
  padding:22px 0 0;
  border-top:1px solid rgba(17,24,39,.12);
  color:#242b38;
  font-size:16px;
}
.dpa-program-types-cta > span:not(.cta-copy){
  width:50px;
  height:50px;
  flex:0 0 50px;
  display:grid;
  place-items:center;
  border-radius:50%;
  background:#fff0f2;
  border:1px solid rgba(215,25,43,.13);
  color:var(--red);
}
.dpa-program-types-cta svg{
  width:27px;
  height:27px;
  fill:none;
  stroke:currentColor;
  stroke-width:1.9;
  stroke-linecap:round;
  stroke-linejoin:round;
}
.dpa-program-types-cta a{
  color:var(--red);
  font-weight:800;
  text-decoration:underline;
  text-underline-offset:3px;
}

@media(max-width:1100px){
  .dpa-program-types-panel{
    padding:42px 30px 30px;
  }
  .dpa-program-types-intro{
    grid-template-columns:1fr;
    gap:18px;
  }
  .dpa-program-types-intro img{
    max-width:620px;
    justify-self:center;
  }
  .dpa-program-types-cards{
    grid-template-columns:1fr;
  }
  .dpa-program-card-arrow{
    display:none;
  }
}
@media(max-width:640px){
  .dpa-program-types-panel{
    padding:32px 20px 26px;
    border-radius:20px;
  }
  .dpa-program-type-card{
    grid-template-columns:1fr;
    gap:18px;
    min-height:0;
    padding:28px 24px;
  }
  .dpa-program-card-icon{
    width:78px;
    height:78px;
  }
  .dpa-program-card-icon svg{
    width:44px;
    height:44px;
  }
  .dpa-program-types-cta{
  align-items:flex-start;
  font-size:16px;
  }
}

/* DPA process page: selected process details redesign */
.process-overview-section{
  position:relative;
  padding-bottom:0;
  border-bottom:1px solid rgba(17,24,39,.10);
}
.process-ready-submit-grid{
  width:100%;
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:34px;
  align-items:stretch;
  margin:72px 0 0;
  padding:0 0 56px;
  text-align:left;
}
.process-ready-card,
.process-submit-card{
  min-height:286px;
  border-radius:18px;
  padding:42px 46px;
  box-shadow:0 18px 48px rgba(17,24,39,.08);
}
.process-ready-card{
  display:grid;
  grid-template-columns:110px 1fr;
  gap:36px;
  background:linear-gradient(135deg,#111 0%,#070707 100%);
  color:#fff;
  border:1px solid rgba(255,255,255,.08);
}
.process-submit-card{
  display:grid;
  grid-template-columns:118px 1fr;
  gap:34px;
  background:#fff;
  color:#10141c;
  border:1px solid rgba(17,24,39,.10);
}
.process-ready-card .process-card-icon,
.process-submit-card .process-card-icon{
  width:84px;
  height:84px;
  display:grid;
  place-items:center;
  border-radius:50%;
  color:var(--red);
}
.process-ready-card .process-card-icon{
  background:var(--red);
  color:#fff;
  box-shadow:0 16px 34px rgba(215,25,43,.30);
}
.process-submit-card .process-card-icon{
  background:#f4f4f6;
}
.process-card-icon svg{
  width:48px;
  height:48px;
  fill:none;
  stroke:currentColor;
  stroke-width:1.9;
  stroke-linecap:round;
  stroke-linejoin:round;
}
.process-ready-card > div,
.process-submit-card > div{
  padding-left:34px;
  border-left:1px dashed rgba(148,163,184,.48);
}
.process-ready-card h2,
.process-submit-card h2{
  margin:0 0 12px;
  font-size:28px;
  line-height:1.14;
  letter-spacing:-.45px;
}
.process-ready-card p,
.process-submit-card p{
  margin:0;
  font-size:18px;
  line-height:1.55;
}
.process-ready-list{
  list-style:none;
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:18px 40px;
  margin:34px 0 0;
  padding:0;
}
.process-ready-list li{
  position:relative;
  padding-left:34px;
  font-size:16px;
  line-height:1.35;
}
.process-ready-list li:before{
  content:"";
  position:absolute;
  left:0;
  top:1px;
  width:19px;
  height:19px;
  border:2px solid var(--red);
  border-radius:50%;
}
.process-ready-list li:after{
  content:"";
  position:absolute;
  left:6px;
  top:6px;
  width:9px;
  height:5px;
  border-left:2px solid var(--red);
  border-bottom:2px solid var(--red);
  transform:rotate(-45deg);
}
.process-submit-steps{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  align-items:start;
  gap:26px;
  margin-top:28px;
  text-align:center;
}
.process-submit-steps span{
  position:relative;
  display:grid;
  justify-items:center;
  gap:8px;
}
.process-submit-steps span:not(:last-child):after{
  content:"";
  position:absolute;
  top:35px;
  left:calc(50% + 45px);
  width:70px;
  border-top:2px dashed rgba(148,163,184,.45);
}
.process-submit-steps i{
  width:72px;
  height:72px;
  display:grid;
  place-items:center;
  border-radius:50%;
  background:#f1f2f4;
  color:var(--red);
  font-style:normal;
}
.process-submit-steps svg{
  width:34px;
  height:34px;
  fill:none;
  stroke:currentColor;
  stroke-width:1.8;
  stroke-linecap:round;
  stroke-linejoin:round;
}
.process-submit-steps strong{
  display:block;
  font-size:17px;
  line-height:1.2;
}
.process-submit-steps small{
  display:block;
  color:#4b5563;
  font-size:14px;
  line-height:1.35;
}
.process-details-redesign{
  padding-top:62px;
  padding-bottom:68px;
}
.process-details-redesign .container{
  max-width:none;
}
.process-details-redesign .section-title{
  max-width:820px;
  font-size:clamp(34px,3.2vw,54px);
  line-height:1.08;
  margin-bottom:18px;
}
.process-details-intro{
  max-width:1280px;
  margin:0 0 32px;
  color:#222936;
  font-size:17px;
  line-height:1.65;
}
.process-detail-cards{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:28px;
  margin-top:28px;
}
.process-detail-card{
  display:grid;
  grid-template-columns:88px 1fr;
  gap:26px;
  align-items:start;
  min-height:166px;
  background:#fff;
  border:1px solid rgba(17,24,39,.08);
  border-radius:16px;
  padding:28px 34px;
  box-shadow:0 18px 44px rgba(17,24,39,.07);
}
.process-detail-card span{
  width:70px;
  height:70px;
  display:grid;
  place-items:center;
  border-radius:50%;
  background:#f1f1f2;
  color:var(--red);
}
.process-detail-card svg{
  width:42px;
  height:42px;
  fill:none;
  stroke:currentColor;
  stroke-width:1.85;
  stroke-linecap:round;
  stroke-linejoin:round;
}
.process-detail-card h3{
  margin:0 0 10px;
  font-size:21px;
  line-height:1.18;
}
.process-detail-card p{
  margin:0;
  color:#4b5563;
  font-size:15px;
  line-height:1.56;
}
.process-details-cta{
  margin:30px 0 0;
  color:#111827;
  font-size:17px;
}
.process-details-cta a{
  color:var(--red);
  font-weight:800;
  text-decoration:underline;
  text-underline-offset:3px;
}
@media(max-width:1100px){
  .process-ready-submit-grid{
    grid-template-columns:1fr;
  }
  .process-submit-steps span:not(:last-child):after{
    display:none;
  }
  .process-detail-cards{
    grid-template-columns:1fr;
  }
}
@media(max-width:640px){
  .process-ready-card,
  .process-submit-card,
  .process-detail-card{
    grid-template-columns:1fr;
  }
  .process-ready-card > div,
  .process-submit-card > div{
    padding-left:0;
    border-left:0;
  }
  .process-ready-list,
  .process-submit-steps{
    grid-template-columns:1fr;
    text-align:left;
  }
  .process-submit-steps span{
    justify-items:start;
  }
}
.dpa-review-card strong{
  display:block;
  margin-bottom:6px;
  font-size:20px;
  line-height:1.2;
}
.dpa-review-card small{
  display:block;
  color:#535d6b;
  font-size:15px;
  line-height:1.45;
}
.dpa-review-card em{
  color:var(--red);
  font-style:normal;
  font-size:38px;
  line-height:1;
}
.dpa-review-cta{
  display:block;
  position:relative;
  margin:28px 0 0;
  padding:16px 24px 16px 74px;
  border:1px solid rgba(17,24,39,.08);
  border-radius:12px;
  background:#fff;
  box-shadow:0 14px 32px rgba(17,24,39,.06);
  color:#272f3b;
  font-size:18px;
}
.dpa-review-cta span{
  position:absolute;
  left:24px;
  top:50%;
  width:34px;
  height:34px;
  display:grid;
  place-items:center;
  transform:translateY(-50%);
  border:1.5px solid var(--red);
  border-radius:9px;
  color:var(--red);
  font-weight:900;
}
.dpa-review-cta a{
  color:var(--red);
  font-weight:800;
}
@media(max-width:980px){
  .dpa-review-layout{
    grid-template-columns:1fr;
    gap:28px;
  }
  .dpa-review-layout::before,
  .dpa-review-layout::after{
    display:none;
  }
  .dpa-review-copy{
    padding-right:0;
  }
}
@media(max-width:640px){
  .dpa-clarity-section{
    padding:46px 0 42px;
    background-position:center bottom;
  }
  .dpa-clarity-faq .faq-q{
    padding:17px 18px;
    font-size:15px;
  }
  .dpa-review-card{
    grid-template-columns:1fr auto;
  }
  .dpa-review-icon{
    grid-column:1/-1;
  }
  .dpa-review-cta{
    font-size:16px;
    padding:16px 18px 16px 64px;
  }
  .dpa-review-cta span{
    left:18px;
  }
}

/* DPA FAQ page: mockup-style answer panel and support section */
.dpa-faq-redesign{
  background:#fff;
  padding:70px 0 42px;
}
.dpa-faq-redesign .container,
.dpa-faq-bottom .container{
  width:min(1480px,94vw);
  max-width:none;
}
.dpa-faq-panel{
  position:relative;
  overflow:hidden;
  display:grid;
  grid-template-columns:minmax(360px,.74fr) minmax(520px,1fr);
  gap:56px;
  align-items:center;
  min-height:520px;
  padding:52px 64px;
  border:1px solid rgba(17,24,39,.10);
  border-radius:28px;
  background:
    linear-gradient(90deg,rgba(255,255,255,.92) 0%,rgba(255,255,255,.82) 42%,rgba(255,255,255,.90) 100%),
    url('../images/dpa-faq-panel-bg.png') center center/cover no-repeat,
    #fff;
  box-shadow:0 26px 70px rgba(17,24,39,.09);
}
.dpa-faq-panel::before{
  content:"";
  position:absolute;
  left:0;
  top:0;
  width:86px;
  height:86px;
  background-image:radial-gradient(rgba(17,24,39,.13) 1.3px, transparent 1.3px);
  background-size:13px 13px;
  opacity:.34;
}
.dpa-faq-copy{
  position:relative;
  z-index:1;
  max-width:520px;
}
.dpa-faq-copy .eyebrow{
  margin-bottom:16px;
}
.dpa-faq-copy h2{
  margin:0;
  font-family:Georgia,'Times New Roman',serif;
  font-size:clamp(42px,4.8vw,72px);
  line-height:1.02;
  letter-spacing:-1.1px;
}
.dpa-faq-copy h2 span{
  color:var(--red);
}
.dpa-faq-copy > p{
  margin:30px 0 28px;
  max-width:430px;
  color:#303846;
  font-size:18px;
  line-height:1.58;
}
.dpa-faq-trust{
  display:grid;
  grid-template-columns:72px 1fr;
  gap:22px;
  align-items:center;
}
.dpa-faq-trust > span,
.dpa-topic-icon,
.dpa-faq-next-step > span{
  display:grid;
  place-items:center;
  border-radius:50%;
  background:#f4f4f5;
  color:var(--red);
}
.dpa-faq-trust > span{
  width:64px;
  height:64px;
  border:1px solid rgba(215,25,43,.14);
}
.dpa-faq-trust svg,
.dpa-topic-icon svg,
.dpa-faq-next-step svg,
.dpa-faq-next-step a svg{
  fill:none;
  stroke:currentColor;
  stroke-linecap:round;
  stroke-linejoin:round;
}
.dpa-faq-trust svg{
  width:34px;
  height:34px;
  stroke-width:1.9;
}
.dpa-faq-trust strong{
  display:block;
  color:#10141c;
  font-size:17px;
  margin-bottom:4px;
}
.dpa-faq-trust small{
  display:block;
  color:#4d5664;
  font-size:15px;
  line-height:1.45;
}
.dpa-faq-list{
  position:relative;
  z-index:1;
  gap:10px;
}
.dpa-faq-list .faq-item{
  border:1px solid rgba(17,24,39,.11);
  border-radius:12px;
  background:#fff;
  box-shadow:0 14px 34px rgba(17,24,39,.06);
}
.dpa-faq-list .faq-item.open{
  border-color:rgba(215,25,43,.18);
  background:linear-gradient(90deg,#fff 0%,#fff7f8 100%);
}
.dpa-faq-list .faq-q{
  align-items:center;
  gap:20px;
  min-height:68px;
  padding:18px 26px;
  color:#090d14;
  font-size:20px;
  line-height:1.2;
}
.dpa-faq-list .dpa-faq-num{
  flex:0 0 44px;
  width:44px;
  height:44px;
  display:grid;
  place-items:center;
  border-radius:50%;
  background:#090909;
  color:#fff;
  font-size:15px;
  font-weight:900;
}
.dpa-faq-list .faq-item.open .dpa-faq-num{
  background:var(--red);
  box-shadow:0 12px 24px rgba(215,25,43,.22);
}
.dpa-faq-question{
  flex:1 1 auto;
}
.dpa-faq-toggle{
  flex:0 0 28px;
  display:grid;
  place-items:center;
  color:var(--red);
  font-size:26px;
  line-height:1;
}
.dpa-faq-toggle::before{
  content:"+";
}
.dpa-faq-list .faq-item.open .dpa-faq-toggle::before{
  content:"-";
}
.dpa-faq-list .faq-a{
  padding:0 82px 26px 88px;
  color:#343b48;
  font-size:18px;
  line-height:1.58;
}
.dpa-faq-bottom{
  padding:38px 0 70px;
  background:#f5f5f7;
}
.dpa-faq-topic-grid{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:24px;
}
.dpa-faq-topic-card{
  position:relative;
  overflow:hidden;
  display:grid;
  grid-template-columns:104px 1fr;
  gap:24px;
  min-height:196px;
  padding:34px 36px;
  border:1px solid rgba(17,24,39,.09);
  border-bottom:3px solid var(--red);
  border-radius:14px;
  background:#fff;
  color:#10141c;
  text-decoration:none;
  box-shadow:0 18px 42px rgba(17,24,39,.07);
}
.dpa-faq-topic-card::after{
  content:"";
  position:absolute;
  right:-132px;
  top:0;
  bottom:0;
  width:46%;
  background-position:right center;
  background-size:auto 100%;
  background-repeat:no-repeat;
  opacity:.13;
  pointer-events:none;
}
.dpa-faq-topic-card:nth-child(1)::after{background-image:url('../images/dpa-faq-card-eligibility.png');}
.dpa-faq-topic-card:nth-child(2)::after{background-image:url('../images/dpa-faq-card-repayment.png');}
.dpa-faq-topic-card:nth-child(3)::after{background-image:url('../images/dpa-faq-card-closing.png');}
.dpa-topic-icon{
  position:relative;
  z-index:1;
  width:86px;
  height:86px;
  background:#f0f0f1;
}
.dpa-topic-icon svg{
  width:44px;
  height:44px;
  stroke-width:1.8;
}
.dpa-topic-dollar{
  font-family:Inter,Montserrat,Arial,sans-serif;
  font-size:42px;
  font-weight:900;
  line-height:1;
}
.dpa-faq-topic-card div{
  position:relative;
  z-index:1;
}
.dpa-faq-topic-card h3{
  margin:0 0 12px;
  font-family:Georgia,'Times New Roman',serif;
  font-size:27px;
  line-height:1.12;
}
.dpa-faq-topic-card i{
  display:block;
  width:40px;
  height:2px;
  margin:0 0 16px;
  background:var(--red);
  border-radius:999px;
}
.dpa-faq-topic-card p{
  max-width:360px;
  margin:0 0 20px;
  color:#4e5663;
  font-size:16px;
  line-height:1.5;
}
.dpa-faq-topic-card strong{
  display:inline-flex;
  gap:12px;
  align-items:center;
  color:var(--red);
  font-weight:900;
}
.dpa-faq-topic-card em{
  font-style:normal;
  font-size:26px;
  line-height:1;
}
.dpa-faq-next-step{
  display:grid;
  grid-template-columns:auto minmax(280px,1fr) auto auto auto;
  gap:28px;
  align-items:center;
  margin-top:30px;
  padding:26px 34px;
  background:#fff;
  border:1px solid rgba(17,24,39,.08);
  border-radius:14px;
  box-shadow:0 18px 40px rgba(17,24,39,.06);
}
.dpa-faq-next-step > div{
  position:relative;
  padding-right:32px;
}
.dpa-faq-next-step > div::after{
  content:"";
  position:absolute;
  right:0;
  top:8px;
  bottom:8px;
  width:2px;
  background:var(--red);
  border-radius:999px;
}
.dpa-faq-next-step > span{
  width:68px;
  height:68px;
}
.dpa-faq-next-step > span svg{
  width:36px;
  height:36px;
  stroke-width:1.8;
}
.dpa-faq-next-step h3{
  margin:0 0 6px;
  font-family:Georgia,'Times New Roman',serif;
  font-size:26px;
  line-height:1.15;
}
.dpa-faq-next-step p{
  margin:0;
  color:#4e5663;
  font-size:16px;
}
.dpa-faq-next-step a:not(.btn){
  display:inline-flex;
  align-items:center;
  gap:12px;
  color:#10141c;
  text-decoration:none;
  font-weight:800;
}
.dpa-faq-next-step a:not(.btn)::after{
  content:"›";
  color:var(--red);
  font-size:28px;
  line-height:1;
}
.dpa-faq-next-step a svg{
  width:34px;
  height:34px;
  stroke-width:1.65;
  color:#111;
}
.dpa-faq-next-step .btn{
  min-width:190px;
  border-radius:8px;
  padding:16px 22px;
}
.dpa-faq-next-step .btn svg{
  width:22px;
  height:22px;
  stroke-width:2;
}
@media(max-width:1180px){
  .dpa-faq-panel{
    grid-template-columns:1fr;
    gap:34px;
    padding:44px 36px;
  }
  .dpa-faq-copy{
    max-width:820px;
  }
  .dpa-faq-topic-grid,
  .dpa-faq-next-step{
    grid-template-columns:1fr;
  }
  .dpa-faq-next-step a:not(.btn),
  .dpa-faq-next-step .btn{
    justify-self:start;
  }
}
@media(max-width:720px){
  .dpa-faq-redesign{
    padding:48px 0 30px;
  }
  .dpa-faq-panel{
    padding:34px 22px;
    border-radius:20px;
  }
  .dpa-faq-copy h2{
    font-size:40px;
  }
  .dpa-faq-list .faq-q{
    gap:12px;
    padding:16px;
    font-size:17px;
  }
  .dpa-faq-list .dpa-faq-num{
    width:38px;
    height:38px;
    flex-basis:38px;
    font-size:13px;
  }
  .dpa-faq-list .faq-a{
    padding:0 20px 20px 66px;
    font-size:16px;
  }
  .dpa-faq-topic-card{
    grid-template-columns:1fr;
    gap:18px;
    padding:28px 24px;
  }
  .dpa-faq-topic-card::after{
    right:-92px;
    width:72%;
    opacity:.12;
  }
  .dpa-faq-next-step{
    padding:24px;
  }
  .dpa-faq-next-step > div{
    padding-right:0;
  }
  .dpa-faq-next-step > div::after{
    display:none;
  }
}

/* DPA contact page: review form and share-details redesign */
.dpa-contact-review-section{
  padding:56px 0 26px;
  background:#fff;
}
.dpa-contact-review-section .container,
.dpa-contact-share-section .container{
  width:min(1480px,94vw);
  max-width:none;
}
.dpa-contact-review-panel,
.dpa-contact-share-panel{
  border:1px solid rgba(17,24,39,.12);
  border-radius:24px;
  background:#fff;
  box-shadow:0 24px 68px rgba(17,24,39,.08);
}
.dpa-contact-review-panel{
  display:grid;
  grid-template-columns:minmax(520px,1.05fr) minmax(420px,.95fr);
  gap:42px;
  padding:18px;
  align-items:stretch;
}
.dpa-contact-form{
  padding:16px 18px 12px;
}
.dpa-form-head{
  display:grid;
  grid-template-columns:52px 1fr;
  gap:18px;
  align-items:start;
  margin-bottom:22px;
}
.dpa-form-head > span,
.dpa-help-icon{
  display:grid;
  place-items:center;
  border-radius:50%;
  color:#fff;
  background:linear-gradient(180deg,#ec1f34 0%,#d7192b 100%);
  box-shadow:0 12px 24px rgba(215,25,43,.18);
}
.dpa-form-head > span{
  width:42px;
  height:42px;
}
.dpa-form-head svg,
.dpa-contact-submit svg,
.dpa-help-icon svg,
.dpa-help-list svg,
.dpa-help-secure svg,
.dpa-share-card svg,
.dpa-share-resources svg{
  fill:none;
  stroke:currentColor;
  stroke-linecap:round;
  stroke-linejoin:round;
}
.dpa-form-head svg{
  width:22px;
  height:22px;
  stroke-width:1.9;
}
.dpa-form-head h2{
  margin:0 0 2px;
  font-size:29px;
  line-height:1.1;
  letter-spacing:-.4px;
}
.dpa-form-head p{
  margin:0;
  color:#353d49;
  font-size:16px;
}
.dpa-contact-fields{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:14px 18px;
}
.dpa-input-wrap{
  position:relative;
  display:block;
}
.dpa-input-wrap svg{
  position:absolute;
  left:18px;
  top:50%;
  width:19px;
  height:19px;
  transform:translateY(-50%);
  fill:none;
  stroke:#7b8492;
  stroke-width:1.7;
  stroke-linecap:round;
  stroke-linejoin:round;
  pointer-events:none;
}
.dpa-input-wrap input,
.dpa-input-wrap select,
.dpa-input-wrap textarea{
  width:100%;
  min-height:48px;
  border:1px solid #dfe2e8;
  border-radius:8px;
  background:#fff;
  color:#111;
  caret-color:#111;
  font:inherit;
  font-size:15px;
  padding:13px 16px 13px 56px;
  outline:none;
  box-shadow:inset 0 1px 0 rgba(17,24,39,.02);
}
.dpa-input-wrap input:focus,
.dpa-input-wrap select:focus,
.dpa-input-wrap textarea:focus{
  border-color:rgba(215,25,43,.34);
  box-shadow:0 0 0 3px rgba(215,25,43,.08);
}
.dpa-input-wrap select{
  appearance:auto;
}
.dpa-full{
  grid-column:1/-1;
}
.dpa-textarea svg{
  top:20px;
  transform:none;
}
.dpa-textarea textarea{
  min-height:118px;
  resize:vertical;
  padding-top:14px;
  padding-bottom:28px;
}
.dpa-textarea small{
  position:absolute;
  right:14px;
  bottom:9px;
  color:#8a93a0;
  font-size:12px;
}
.dpa-contact-consent{
  display:grid;
  grid-template-columns:auto 1fr;
  gap:12px;
  margin:14px 0 16px;
  padding:13px 14px;
  border:1px solid #e2e5eb;
  border-radius:8px;
  background:#fbfbfc;
  color:#4b5563;
  font-size:12px;
  line-height:1.45;
}
.dpa-contact-consent input{
  margin-top:2px;
}
.dpa-contact-consent a{
  color:var(--red);
  font-weight:800;
}
.dpa-contact-submit{
  width:100%;
  min-height:52px;
  border-radius:8px;
  font-size:16px;
}
.dpa-contact-submit svg{
  width:20px;
  height:20px;
  stroke-width:2;
}
.dpa-contact-help-panel{
  position:relative;
  overflow:hidden;
  min-height:476px;
  border-radius:16px;
  background:
    linear-gradient(90deg,rgba(255,255,255,.92) 0%,rgba(255,247,248,.84) 42%,rgba(255,229,222,.42) 100%),
    url('../images/dpa-contact-help-miami.png') right bottom/cover no-repeat;
}
.dpa-contact-help-panel::after{
  content:"";
  position:absolute;
  inset:auto 0 0 0;
  height:45%;
  background:linear-gradient(180deg,rgba(255,255,255,0) 0%,rgba(255,244,245,.42) 100%);
  pointer-events:none;
}
.dpa-help-content{
  position:relative;
  z-index:1;
  max-width:470px;
  padding:56px 48px 30px;
}
.dpa-help-icon{
  width:56px;
  height:56px;
  margin-bottom:28px;
  background:#fff;
  color:var(--red);
  border:1px solid rgba(215,25,43,.10);
}
.dpa-help-icon svg{
  width:31px;
  height:31px;
  stroke-width:1.8;
}
.dpa-help-content h2{
  margin:0 0 10px;
  font-size:34px;
  line-height:1.05;
  letter-spacing:-.5px;
}
.dpa-help-content > p{
  margin:0 0 28px;
  color:#1f2632;
  font-size:16px;
  line-height:1.55;
}
.dpa-help-list{
  display:grid;
  gap:0;
}
.dpa-help-list > div{
  display:grid;
  grid-template-columns:40px 1fr;
  gap:16px;
  padding:18px 0;
  border-top:1px solid rgba(17,24,39,.12);
}
.dpa-help-list > div > span{
  width:28px;
  height:28px;
  display:grid;
  place-items:center;
  border:2px solid var(--red);
  border-radius:50%;
  color:var(--red);
}
.dpa-help-list svg{
  width:17px;
  height:17px;
  stroke-width:2.1;
}
.dpa-help-list strong{
  display:block;
  color:#10141c;
  font-size:15px;
  margin-bottom:4px;
}
.dpa-help-list small{
  display:block;
  color:#343d4a;
  font-size:14px;
  line-height:1.45;
}
.dpa-help-secure{
  display:flex;
  align-items:center;
  gap:14px;
  margin:16px 0 0 !important;
  color:#4b5563 !important;
  font-size:14px !important;
}
.dpa-help-secure svg{
  width:28px;
  height:28px;
  flex:0 0 28px;
  color:var(--red);
  stroke-width:1.8;
}
.dpa-contact-share-section{
  padding:20px 0 70px;
  background:#f5f5f7;
}
.dpa-contact-share-panel{
  padding:42px 44px 22px;
}
.dpa-contact-share-panel .section-title{
  max-width:1160px;
  font-size:clamp(32px,3.2vw,46px);
  line-height:1.1;
  margin-bottom:8px;
}
.dpa-contact-share-panel > p{
  margin:0 0 28px;
  max-width:1280px;
  color:#29313d;
  font-size:16px;
  line-height:1.55;
}
.dpa-share-card-grid{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:24px;
}
.dpa-share-card{
  display:grid;
  grid-template-columns:86px 1fr;
  gap:22px;
  align-items:center;
  min-height:150px;
  padding:28px 30px;
  border:1px solid rgba(17,24,39,.08);
  border-radius:14px;
  background:#fff;
  box-shadow:0 16px 38px rgba(17,24,39,.06);
}
.dpa-share-card > span{
  width:70px;
  height:70px;
  display:grid;
  place-items:center;
  border-radius:50%;
  background:#fff0f2;
  color:var(--red);
  border:1px solid rgba(215,25,43,.10);
}
.dpa-share-card svg{
  width:39px;
  height:39px;
  stroke-width:1.8;
}
.dpa-share-card h3{
  margin:0 0 8px;
  font-size:20px;
  line-height:1.2;
}
.dpa-share-card p{
  margin:0;
  color:#434c59;
  font-size:15px;
  line-height:1.55;
}
.dpa-share-resources{
  display:grid;
  grid-template-columns:auto auto auto auto auto 1fr auto;
  gap:22px;
  align-items:center;
  margin-top:24px;
  padding:18px 24px;
  border:1px solid rgba(17,24,39,.08);
  border-radius:10px;
  background:#fff;
}
.dpa-share-resources > span{
  width:48px;
  height:48px;
  display:grid;
  place-items:center;
  border-radius:50%;
  background:#fff0f2;
  color:var(--red);
}
.dpa-share-resources svg{
  width:27px;
  height:27px;
  stroke-width:1.8;
}
.dpa-share-resources p{
  margin:0;
  color:#29313d;
}
.dpa-share-resources a{
  color:var(--red);
  font-weight:900;
  text-decoration:underline;
  text-underline-offset:3px;
}
.dpa-share-resources i{
  display:block;
  width:1px;
  height:24px;
  background:#7d8794;
  opacity:.55;
}
.dpa-share-resources em{
  justify-self:end;
  color:#7d8794;
  font-style:normal;
  font-size:34px;
  line-height:1;
}
@media(max-width:1120px){
  .dpa-contact-review-panel{
    grid-template-columns:1fr;
  }
  .dpa-contact-help-panel{
    min-height:430px;
  }
  .dpa-share-card-grid{
    grid-template-columns:1fr;
  }
  .dpa-share-resources{
    grid-template-columns:auto 1fr;
  }
  .dpa-share-resources i,
  .dpa-share-resources em{
    display:none;
  }
}
@media(max-width:680px){
  .dpa-contact-review-panel{
    padding:12px;
    border-radius:18px;
  }
  .dpa-contact-form,
  .dpa-help-content,
  .dpa-contact-share-panel{
    padding:26px 20px;
  }
  .dpa-form-head{
    grid-template-columns:1fr;
  }
  .dpa-contact-fields,
  .dpa-share-card{
    grid-template-columns:1fr;
  }
  .dpa-input-wrap input,
  .dpa-input-wrap select,
  .dpa-input-wrap textarea{
    padding-left:48px;
  }
  .dpa-contact-help-panel{
    min-height:0;
  }
  .dpa-contact-share-section{
    padding-bottom:48px;
  }
}


/* === Anchored detail sections (UX pass) === */
[id]{scroll-margin-top:130px}
.table-scroll{overflow-x:auto;-webkit-overflow-scrolling:touch;margin-top:24px;border-radius:16px}
.table-scroll:focus-visible{outline:3px solid var(--red);outline-offset:3px}
.table-scroll .comparison-table{margin-top:0;min-width:860px}
.comparison-table th[scope=row]{background:#fff;color:var(--ink);font-weight:900;width:180px}
.comparison-table tbody tr:nth-child(even) th[scope=row],
.comparison-table tbody tr:nth-child(even) td{background:#fbfbfc}
.table-note{color:var(--muted);font-size:14px;margin:14px 0 0;max-width:900px}
.detail-blocks{display:grid;gap:22px;margin-top:34px}
.detail-block{background:#fff;border:1px solid var(--line);border-left:5px solid var(--red);border-radius:16px;padding:28px;box-shadow:0 10px 28px rgba(0,0,0,.045)}
.detail-block h3{margin:0 0 10px;font-size:24px}
.detail-block > p{color:var(--muted);margin:0 0 16px}
.detail-block .list li{align-items:flex-start}
.detail-block .list li > span:last-child{flex:1;min-width:0}
.detail-block .list strong{display:block}
.detail-block-foot{margin:18px 0 0;padding-top:16px;border-top:1px solid var(--line);color:var(--muted);font-size:15px}
.detail-block-foot a{color:var(--red);font-weight:800}
@media (max-width:640px){
  .detail-block{padding:22px 18px}
  .table-scroll .comparison-table{min-width:720px}
}

.dpa-compare-section{padding-top:64px}
.dpa-type-details{display:grid;gap:22px;margin-top:34px}
.dpa-type-detail{background:#fff;border:1px solid var(--line);border-left:5px solid var(--red);border-radius:16px;padding:28px;box-shadow:0 10px 28px rgba(0,0,0,.045)}
.dpa-type-detail h3{margin:0 0 10px;font-size:24px}
.dpa-type-detail > p{color:var(--muted);margin:0 0 16px}
.dpa-type-detail .list li > span:last-child{flex:1;min-width:0}
.dpa-type-detail .list strong{display:block}
.dpa-type-detail-foot{margin:18px 0 0;padding-top:16px;border-top:1px solid var(--line);color:var(--muted);font-size:15px}
.dpa-type-detail-foot a{color:var(--red);font-weight:800}
@media (max-width:640px){.dpa-type-detail{padding:22px 18px}}

.dpa-card-link{
  display:inline-flex;
  align-items:center;
  align-self:start;
  width:fit-content;
  max-width:100%;
  gap:8px;
  margin-top:14px;
  color:var(--red);
  font-weight:900;
  font-size:14px;
  letter-spacing:.2px;
  text-decoration:none;
  border-bottom:2px solid rgba(215,25,43,.28);
  padding-bottom:2px;
}
.dpa-card-link:hover,.dpa-card-link:focus-visible{border-bottom-color:var(--red)}
.dpa-program-card-arrow{pointer-events:none}

/* Below 760px the six-column comparison becomes one card per assistance type. */
@media (max-width:760px){
  .table-scroll{overflow-x:visible;border-radius:0}
  .table-scroll .comparison-table{min-width:0}
  .comparison-table{border-radius:16px}
  .comparison-table thead{position:absolute;width:1px;height:1px;overflow:hidden;
    clip:rect(0 0 0 0);clip-path:inset(50%);white-space:nowrap}
  .comparison-table,.comparison-table tbody,.comparison-table tr,
  .comparison-table th,.comparison-table td{display:block;width:auto}
  .comparison-table tr{border-bottom:6px solid var(--soft)}
  .comparison-table tr:last-child{border-bottom:0}
  .comparison-table th[scope=row]{background:#090909;color:#fff;width:auto;
    font-size:17px;padding:14px 18px}
  .comparison-table td,
  .comparison-table tbody tr:nth-child(even) td{background:#fff;border-bottom:1px solid var(--line);padding:14px 18px}
  .comparison-table tr td:last-child{border-bottom:0}
  .comparison-table td:before{content:attr(data-label);display:block;font-weight:900;
    font-size:11px;letter-spacing:1.2px;text-transform:uppercase;color:var(--red);margin-bottom:5px}
}

/* Visually hidden, still announced. Used for group headings that the visual
   design carries through layout rather than text. */
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;
  clip:rect(0 0 0 0);clip-path:inset(50%);white-space:nowrap;border:0}


/* === Main-site home button ================================================
   Replaces the "Main Site" nav tab. It sits beside the logo, which links to
   this sub-site's own home — so the destination is named in the title and
   aria-label rather than left to the icon. */
.brand-zone{
  display:flex;
  align-items:center;
  gap:12px;
  min-width:0;
}
.home-link{
  display:grid;
  place-items:center;
  flex:0 0 auto;
  width:38px;
  height:38px;
  border-radius:50%;
  color:#fff;
  border:1px solid rgba(255,255,255,.32);
  background:rgba(255,255,255,.06);
  text-decoration:none;
  transition:background .18s ease, border-color .18s ease, transform .18s ease;
}
.home-link svg{
  width:19px;
  height:19px;
  fill:none;
  stroke:currentColor;
  stroke-width:1.9;
  stroke-linecap:round;
  stroke-linejoin:round;
}
.home-link:hover{
  background:var(--red);
  border-color:var(--red);
  transform:translateY(-1px);
}
.home-link:focus-visible{
  outline:3px solid var(--red);
  outline-offset:3px;
}
.brand{min-width:0}

/* The rental header's angled black block belongs to the whole group now, so it
   still bleeds off the left edge with the home button inside it. */
.rental .topbar.alt .brand-zone{
  background:#000;
  padding:8px 30px 8px 28px;
  margin-left:-28px;
  clip-path:polygon(0 0,100% 0,88% 100%,0 100%);
}
.rental .topbar.alt .brand{
  background:none;
  padding:0;
  margin-left:0;
  clip-path:none;
}

@media (max-width:980px){
  .brand-zone{gap:9px}
  .home-link{width:34px;height:34px}
  .home-link svg{width:17px;height:17px}
  .rental .topbar.alt .brand-zone{
    padding:6px 22px 6px 16px;
    margin-left:-16px;
    clip-path:none;
  }
}

/* Prose inside a flex row must stay one item, or every inline element becomes
   its own column and the sentence breaks into narrow strips on a phone. */
.list li > span:not(.check){flex:1 1 auto;min-width:0}
.dpa-program-types-cta > .cta-copy{flex:1 1 auto;min-width:0}

/* Touch targets: keep the icons their drawn size, widen only what a thumb hits. */
.home-link{position:relative}
.home-link::after{
  content:"";
  position:absolute;
  left:50%;
  top:50%;
  width:44px;
  height:44px;
  transform:translate(-50%,-50%);
}
.social-link{position:relative}
.social-link::after{
  content:"";
  position:absolute;
  left:50%;
  top:50%;
  width:44px;
  height:44px;
  transform:translate(-50%,-50%);
}


/* --- Touch targets on phones and tablets ---------------------------------- */
/* Verified by probing a 44x44 square with elementFromPoint, not by reading
   boxes: .home-link and .social-link already carry a 44x44 ::after and pass,
   which is why they are absent here. */
@media (max-width: 980px) {
  /* Was 59x37. The hamburger is the only way into the menu on a phone. */
  .mobile-toggle {
    min-width: 44px;
    min-height: 44px;
  }

  /* The links were 17-25px tall separated by 14px of margin - the gap was dead
     space that swallowed near-misses. Same visual rhythm, but the gap belongs
     to the link now and is tappable. */
  .footer a {
    margin-block: 0;
    padding-block: 9px;
  }

  /* Padding alone left these at 33px. The legal links are the one thing people
     reach for deliberately in a footer, so give them the full target.
     Deliberately NOT applied to the consent link inside the form sentence: that
     is an inline link in running text, its label is already 200px tall and
     tappable, and forcing it to 44px would break the line box. */
  /* Must match `.footer .smallprint a` from earlier in this file, which sets
     display:inline. A media query adds no specificity, so a bare `.smallprint a`
     loses - and on an inline box min-height does nothing at all, which is why
     the first attempt at this silently changed nothing. */
  .footer .smallprint a,
  .smallprint a {
    display: inline-flex;
    align-items: center;
    min-height: 44px;
  }
}